FEE-HELP provides a loan to eligible fee-paying students for part or all of their tuition fees for units of study undertaken with a body which is approved as a higher education provider under Higher Education Support Act 2003 (HESA). Melbourne Institute of Technology was approved as a Higher Education Provider (HEP) on 11th May 2006.
MIT FEE-HELP Approved Courses
Pathways (One year Diploma leading to second year Bachelor Degree)
Bachelor of Business (majors available in: Accounting, Marketing and Management)
Bachelor of Networking (specialisations available in: Enterprise Network Management, Network Security and Mobile Technologies)
Bachelor of Engineering Technology (Telecommunications)
FEE- HELP Limit and Balance
Over their lifetime, students are able to use FEE-HELP to pay tuition fees only to the amount of the FEE-HELP limit, which is currently $93,204 (for 2013) [HESA-s104-20]. That is, repayments do not reset the maximum that can be borrowed. This amount is indexed each year.
A person’s FEE-HELP balance is the amount of the FEE-HELP limit they have not used [HESA –s104-15]. The following is not included in a student’s FEE-HELP limit:
- Any loan fee amounts such as the 25% loan fee that is applicable to FEE-HELP assistance for a unit of study that forms part of an undergraduate course of study.
- Indexation of outstanding FEE-HELP debts. FEE-HELP debts are indexed annually [HESA –s154-25] to maintain their real value, by adjusting them in line with changes in the cost of living (as measured by Consumer price Index (CPI)), but are otherwise interest free of outstanding debts.
The Government pays the amount of the loan directly to the student's higher education provider.
Students may access their FEE-HELP balance through the Going to Uni website at: www.goingtouni.gov.au
To be eligible for FEE-HELP assistance for a unit of study, the:
- student must not be a commonwealth supported student in the unit (i.e. the student must be a fee-paying student);
- student must meet the citizenship or residency requirements;
- unit must meet the course requirements;
- student must not have exceeded his or her FEE-HELP limit (Over their lifetime, students are able to use FEE-HELP to pay tuition fees only to the amount of the FEE-HELP limit, which is currently $93,204 (for 2013) [HESA-s104-20]. That is, repayments do not reset the maximum that can be borrowed. This amount is indexed each year. A person’s FEE-HELP balance is the amount of the FEE-HELP limit they have not used [HESA –s104-15]. Students may access their FEE-HELP balance through the Going to Uni website at: www.goingtouni.gov.au
- students must be enrolled in the unit on or before the census date for the unit and remain so enrolled at the end of the census date;
- student must meet the Tax File Number (TFN) requirements
- student must have completed and submitted a Request for FEE-HELP assistance form on or before the census date.
Citizenship and residency requirements
To be eligible for FEE-HELP assistance for a unit of study, a person must be:
- An Australian citizen (students do not meet the Australian citizenship requirements until they have become Australian citizens (that is, they have taken their pledge and are in possession of their certificate of citizenship) [HESA-s104-5(1)(a) & Australian Citizenship Act 1948-s15] or
- The holder of a permanent humanitarian visa who will be resident in Australia for the duration of the unit (see Appendix I for a list of permanent humanitarian visas in the Administrative Information for providers: Student Support Handbook-April 2006) or
- The holder of a permanent visa who is undertaking bridging study for overseas trained professionals and will be resident in Australia for the duration of the study ( for information on bridging study see clause 44.5 and for a list of permanent visas see Appendix I of the Administrative Information for providers: Student Support Handbook-April 2006) [HESA-s104-5(1)]
[HESA-S104-5(2)] . The HESA Act 2003 is accessible at: http://www.comlaw.gov.au/comlaw/management.nsf/lookupindexpagesbyid/IP200402739?OpenDocument
Students interested in FEE-HELP must read and refer to the following documents and website:
- FEE-HELP Information booklet;
- Request for FEE-HELP assistance Application [form 1292 (A)]; and
- the Australian Government website at: www.goingtouni.gov.au
These documents referred to in 1& 2 above are available from Melbourne Institute of Technology (MIT) level 11/388 Lonsdale Street, Vic 3000. MIT enrolment and admission staff is happy to provide further FEE-HELP information.
I have met the Eligibility Requirements and would like to apply for FEE-HELP
Students that have met the eligibility requirements and wish to pay for part or all of their tuition fees through FEE-HELP must fully complete a 'Request for FEE-HELP assistance' form [1292(A)]. Students must complete and sign the form and return it to MIT Enrolments and Admissions division by the relevant census date for the units of study that they wish to enrol in. Students must also provide their tax file number (TFN) by the relevant census date.
Who is permitted to sign the ‘Request for FEE-HELP assistance’ form [1292(A)]?
Generally, only the student receiving the commonwealth assistance is permitted to sign the form. However, MIT may accept a form that has been signed by a person who is exercising a legal power of attorney on behalf of the student.
Whether or not a student is a minor does not influence his or her ability to sign the form.
Checking the ‘Request for FEE-HELP assistance’ form [1292(A)] and correcting errors.
Where MIT is satisfied that an eligible student has made an error in completing the form, MIT will provide the student with an opportunity to correctly complete and sign the form on or before the census date.
Where MIT is not satisfied that the details on the form are correct, MIT will attempt to reconcile the differences. Where this is not possible, MIT will reject the form/document and advise the student that the enrolment conditions have not been met.
Failure to pay tuition fees in full or apply for FEE-HELP Service
Eligible students who fail to pay their tuition fees in full or who do not apply for FEE-HELP will jeopardise the status of their enrolment.
I have lodged my ‘Request for FEE-HELP assistance’ form [1292(A)] and my TFN with MIT and MIT has accepted my form.
MIT must issue a Commonwealth Assistance Notice (CAN) to all students who have sought FEE-HELP assistance and are enrolled in a unit of study at MIT. Such notice must be provided to the student by MIT within 28 days of the census date. The CAN is forwarded to the students’ local address.
The CAN provides students with the following information.
- MIT’s details.
- Student Identification number as issued by MIT;
- Commonwealth Higher Education Student Support Number (CHESSN);
- The course of study;
- The date the CAN was issued;
- Unit(s) of study;
- Census date for each unit of study;
- The Equivalent full-time student load (EFTSL) for each unit of study;
- Tuition fee amount for each unit of study;
- Payment details for each unit of study (including any Up-front and FEE-HELP debt);
- The totals of items (EFTSL, Tuition fee amounts, Payment details (Up-front and FEE-HELP amounts)
- The total FEE-HELP debt to be recorded against the students’ TFN.
- The cut off date by which a student has a right to request correction of information contained in the CAN. (the cut off date must be within 14 days of the date of issue of the CAN)
Student request for correction of CAN
When a student believes that the information on the CAN is incorrect, the student may, within 14 days of dispatch of CAN, ask in writing for the CAN to be corrected. Such requests must be in writing and should be addressed to:
Manager Clients Services,
Melbourne Institute of Technology,
Level 11/388 Lonsdale Street,
Student requesting the correction of CAN should specify the particular information the student considers as incorrect and the reasons why it is so considered. Making the CAN correction request does not affect the liability of the student to pay the contribution, nor the student’s entitlement to Commonwealth assistance. Disputes not lodged within 14 days will not be considered.
Failure to dispute an incorrect Commonwealth Assistance Notice results in this fee liability being reported to the Australian Taxation Office (ATO).
How do I obtain a Commonwealth Higher Education Student Support Number (CHESSN)?
The Department of Education Science and Technology (DEST) allocates a CHESSN to all commonwealth supported students through MIT or tertiary admissions centre. CHESSN enables the monitoring of students’ use of commonwealth assistance.
A students CHESSN is unique and will enable the student to access information on their FEE-HELP balance from the Going to Uni website at www.goingtouni.gov.au
MIT must set a census date for each unit of study it provides or proposes to provide during a year [HESA –s104-4(5) & s169 (1)]. The MIT census dates are published at the following link:
Unit census dates and fees
Fee Schedule for domestic students
The MIT fee schedule is published at the following link:
What happens if a student withdrawals on or before the census date?
Where a student withdraws correctly from a unit of study or course of study on or before the census date he or she will not incur a FEE-HELP debt. MIT will repay to the student any payment of his or her tuition fee made on or before that date.
What happens if a student withdrawals after the census date?
Students who withdraw from a unit of study or course of study after the census date will incur a FEE-HELP debt for those studies. In the event, after the census date, a student becomes seriously ill or other special circumstances occur and the student is unable to continue their studies, then such students can apply to MIT to have their fee balance re-credited and their FEE-HELP debt removed. Such applications must be made in writing. Refer to "Review procedures for re-crediting student learning entitlement (SLE)" from at www.mit.edu.au/about-mit/institute-rules-policies-and-plans/policies-procedures-and-guidelines
How are FEE-HELP debts repaid?
A student’s FEE-HELP debt is added to their accumulated HELP debt by the Tax Office. Students repay their accumulated HELP debt through the taxation system once their income is above the minimum threshold for compulsory repayments. Refer to [HESA-S154-25] for current threshold. Students can make voluntary repayments towards their FEE HELP debt at any time to the tax office. Voluntary repayments of $500 or more attract a 10% bonus [HESA-division 151].
MIT conditions of enrolment in unit(s) of study
To enrol in a unit(s) of study at MIT students must complete an appropriate enrolment form. Students can make an enrolment change by completing the enrolment amendment form. Enrolment amendment form must be lodged with MIT on or before the census date. MIT will not accept any enrolment amendment forms after the census date. Refer to the student handbook at www.mit.edu.au/publications/
MIT academic and non academic grievance Procedures
It is MIT’s practice to treat all students fairly. To this end MIT has grievance policies and procedures that are accessible to all its students and all persons seeking to enrol with MIT. Academic grievance procedures and non academic procedures available at www.mit.edu.au/publications/about-mit/institute-rules-policies-and-plans/policies-procedures-and-guidelines